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Financing

Financing & Lease Options

At Smith Home Furnishings, we offer a variety of finance and lease options to help you purchase the furniture you need and love, and pride ourselves on doing everything possible to get you approved. Please feel free to text message us at 580-765-3539 with any questions.

OPTION #1: CREDIT CHECK

HomeInspiration credit card and financing

  • online24/7 Online Account Management
  • financingAffordable Financing Options*
  • cardholderReusable Line of Credit
  • timeBuy Now, Pay Over Time*

Apply For homeinspiration™

*Subject to credit approval. Restrictions apply. See store for details.

Choose Our Current Payment Plan Below

No Interest for 36 Months with Equal Monthly Payments. No Minimum purchase

No Interest for 36 Months with Equal Payments: No Minimum purchase. No Interest from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the promotional balance. Other transactions and charges affect total monthly payment amount. Advertised monthly payment, if any, is greater than your required minimum payment and excludes taxes, delivery or other charges. Prior purchases excluded. Account must be in good standing. Limited time offer. Standard account terms apply to purchases that do not qualify. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Home Inspiration financing account issued by TD Bank, N.A.

OPTION #2: NO CREDIT NEEDED

Snap Finance - Apply Here

  • Must have had a steady source of income for at least 3 months.
  • Must earn $750 a month.
  • Must have an active checking account that has been open at least THREE months.
  • No Non-sufficient Funds or excessive overdrafts in the last 30 days.

Apply Now With Snap!

OPTION #3: VISIT STORE

Couple talking with financer

Unable to get approved online?

We have additional options in store including finance options, lay-away, and more. Stop by today and let's find an option tailored for you!

Contact Us

For questions, comments, or more information - please get in touch with us.